TERMS AND CONDITIONS

Terms & Conditions

This page explains certain legal and regulatory restrictions in relation to the information contained in our website. By using or accessing any part of our website, you agree to be legally bound by the terms and conditions set out below. We may amend these terms and conditions at any time without notice. Your continued use of our website following any change will constitute your acceptance of such change.

Browser settings

To make the most of our site, we recommend using either Mozilla Firefox or Microsoft Internet Explorer version 9.0 or higher. We also recommend setting your browser’s preferences to accept cookies and enable JavaScript.

Regulatory Information

For the purposes of our website and these terms and conditions, any reference to “RCBIM” means RC Brown Investment Management PLC, registered office 1 The Square, Temple Quay, Bristol BS1 6DG. RCBIM is approved as an ISA manager by HMRC and authorised and regulated by the Financial Conduct Authority, firm reference number 146002.

Services and jurisdictions

Nothing in our website is intended to constitute a distribution or an offer or solicitation to buy or sell shares or to provide services in any jurisdiction in which such activity would be contrary to local law or regulations. Accordingly, persons who are not resident in the UK or who are nominees of or trustees for citizens, residents or nationals of other countries and who access our website are required to inform themselves of and comply with any such laws or regulations. All of our services are subject to change without notice. You agree that we shall not be liable to you or to any third party for any amendment, modification, suspension or discontinuance of any products or services described on our website.

Reliance on information

Nothing in the commentary and other materials posted on our site is intended to constitute investment advice. We disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our site, or by anyone who may be informed of its contents. Investment information on our website may not be suitable for all investors. If you are unclear about any of the information contained on our website, please contact an independent financial adviser before making any investment or financial decision.

Copyright and Trade Marks

All materials on this web site are the copyright of RCBIM (unless indicated) or are reproduced with permission from other copyright owners. All rights are reserved. The materials on this web site may be retrieved and downloaded solely for personal use. No materials may otherwise be copied, modified, published, broadcast or otherwise distributed without our prior written permission.

Accuracy and availability

RCBIM makes no warranties or representations of any kind concerning the accuracy or suitability of the information contained on this web site for any purpose. All such information is provided “as is” and with specific disclaimer of any warranties of merchantability, fitness for purpose, title and/or non-infringement. We make no warranties or representations of any kind that the services provided by this web site will be uninterrupted , error-free or that the web site or the server that hosts the web site are free from viruses or other forms of harmful computer code. In no event shall we be liable for any direct, indirect or consequential damages resulting from the use of this web site. This exclusion and limitation only applies to the extent permitted by law and is without prejudice to any express provisions to the contrary in any written agreement from RCBIM in respect of the use of any online service provided via this web site. We do not exclude or restrict any liability that we may have under the Financial Services and Markets Act 2000.

Links

Links to other web sites are provided in good faith and for information only. We disclaim any responsibility for the materials published by third parties or contained in any website linked to this site.

Privacy and Cookies

We will hold any information which you provide to us through the use of this website in confidence and in accordance with the provisions of the Data Protection Act 1998. We may disclose your information to our agents and service providers where necessary for the proper execution of our duties, including to your financial adviser if you have one. However we do not sell your personal information to others.

We use cookies which are small files which may be transferred to your hard disk. They can inform the website what pages you visit, and your preferences, which enables us to improve our site and provide you with a better and more personalized service including sending you information about our services which we think may be of interest to you. If you do not wish your information to be used for marketing purposes you should contact us. You can set your browser to refuse cookies, or to warn you before accepting them, but you may find there are parts of the site which you cannot access if your cookies are turned off.

This site relies on web-services owned and operated by third parties, particularly Google Analytics. These third parties have their own privacy policies and we urge you to review them. RCBIM does not accept any responsibility or liability for the privacy practices of such third party web-services and you use them at your own risk.

If we believe that your use of the site is unlawful or damaging to others, we reserve the right to disclose the information we have obtained through the site about you to the extent that it is reasonably necessary in our opinion to prevent, remedy or take action in relation to such conduct.

Your questions

We will review our policy in the light of any comments we receive. If you have any questions or concerns about our website please email us at enquiries@rcbim.co.uk.